Your trusted partner for Home Loans in Michigan
Find the Right Solution with Personalized Guidance from a Local Expert
- See How Much You Can Afford: Get pre-approved to buy your dream home.
- Fast & Efficient Process: Streamlined applications and quick approvals.
- Competitive Rates & Flexible Terms: Even if you're unsure about rates, explore your options.

Buying a Home?
- Buy your dream home faster.
- Get pre-approved fast and shop with confidence.
- Get expert guidance every step of the way.
Get pre-approvedFast start with no obligationThinking About Refinancing?
- Lower your payments or access cash.
- Pay off your home faster.
- Reduce your total interest costs.
View refinance optionsView savings without credit pullConsidering a Home Equity Loan?
- Fund your goals with your home's equity.
- Turn your equity into cash without selling.
- Keep your low interest rate mortgage.
View equity loan optionsCaluclate available equity
Navigating the Michigan mortgage market can feel complex
At Treeside Financial, led by local expert Jim Mucci, we understand you need clear guidance and personalized solutions to achieve your specific goals.

Imagine finally owning your perfect home in Michigan
- Picture yourself with lower monthly payments and more financial flexibility.
- Envision using your home's equity to fund your dreams – renovations, education, or a secure future.
- We help make your aspirations a reality.
Trusted by Michigan Homeowners Seeking Fast Funding Solutions Since 2007.
Here are a few stories from happy clients of Treeside Financial

Heather McLaughlin (Buyers Agent)
Fast, Responsive, and Closed in Under 30 Days!
Jim Mucci did an amazing job for my self employed client! He was very responsive to me as a buyer’s agent and was totally on top of the transaction at all times. He even managed to get us a clear to close in less than 30 days at a time that 45-60 day are becoming the norm. He will be added to my list of lenders and I highly recommend him.

Kurt Filmore
Great Rates, Great Service—Twice!
I have refinanced with Jim (Treeside Financial) twice. He has great rates and does a good job.

Mark Lardieri
Easy, Informed, and Always Reliable!
James was easy to work with on our mortgage refinance. He has done a good job keeping us up to date on other offerings, and we do plan to use his services, again.

TaJuana Jeter
Listen, Explain, and Puts My Best Interest First!
I was referred to Jim (at Treeside) by a good friend and colleague. I found him to be very easy to work with. He takes the time to listen and thoroughly explain various options that are in my best interest. James is someone that I call upon for all of my mortgage needs and I highly recommend him.

Paul Riethmeier
Made My Refinace Easy!
Jim, from Treeside Financial, answered my questions very quickly and accurately and was very easy to work with. He made the mortgage refinance process (more complicated with paperwork these days) as easy as possible.

Josh Roby
Amazing job navigating the process
I worked with James as my mortgage broker in the process of buying my home back in November of 2008 right after the housing market imploded. James did an amazing job helping my wife and I navigate the challenging process of not only finding a good lender at that time, but also guiding us through the tumultuous closing process. I would recommend James strongly to anyone.
Why choose Treeside?
Here's What Makes Us Different:
Local Michigan Expert
Deep understanding of the local market and regulations.
Hand Picked Network of Lenders
Ensuring you get the best lender for your needs with competitive rates and terms.
Simplified and Stress-Free Process
We handle the complexities so you don't have to.
Automated Loans Status Updates
You'll always know what's happening and what to expect next.
8 Reasons Michigan Homeowners Choose Treeside Financial
Local Expertise You Can Trust
Personalized Solutions Tailored to Your Needs
Fast and Efficient Approval Process
Competitive Interest Rates and Flexible Terms
Clear and Transparent Communication
Hassle-Free Application Process
Dedicated Support Every Step of the Way
Commitment to Your Financial Well-being
Simple steps to your financing goals
Quote
Complete our quick 45-second home loan quote form.
Apply
Select the best option and complete our easy and secure online application.
Close
Submit any paperwork and enjoy a smooth and efficient closing process.
Our Commitment to You
Since first becoming a licensed mortgage broker in the state on Michigan in 2007, we've helped hundreds families:
- Fulfill Their Homeownership Dreams and Financial Flexibility.
- Benefit from Expert Guidance from a Local Michigan Broker.
- Access Competitive Rates and a Streamlined Process.
Get Your Free, No-Obligation Quote Today.

| Feature | Treeside Financial | Traditional Banks & Lenders |
|---|---|---|
| Local Expertise | ||
| Personalized Guidance | ||
| Wide Lender Network | ||
| Fast, Efficient Process | Yes | |
| Transparent Communication | Yes | |
| Dedicated Support from Owner | Yes |
Are you one of the following?
- First-Time Homebuyer: Feeling overwhelmed by the process and wanting step-by-step guidance to make your first home purchase a success?
- Homeowner Looking to Save: Want to lower your monthly payments or access cash while exploring all your refinancing options.
- Homeowner Planning for the Future: Need funds for renovations or other goals and want learn how a home equity loan can help?

Treeside Financial was built for you!
Not sure where to start? You're not alone. (FAQs)
Whether you're buying your first home, refinancing to save money, or tapping into your home’s equity for future goals — Treeside Financial is here to guide you every step of the way.
We work with Michigan homeowners and homebuyers just like you, providing expert advice and clear answers so you can move forward with confidence.
Contact usHow long does the loan application process take?
There are several factors which determine how long it takes to close your loan, including the details of your transaction. While we can’t promise any timeline without knowing your situation, we do have home equity loan options which can fund in as little as 5 days and many purchase and refinance options close in as little as 15 days.
What are your fees?
Fees will vary based on loan type and qualifications. We will review your options and show you rates and fee options based on the details you provide, prior to your application. It only takes 45 seconds to get started.
What credit score do I need to qualify?
We help many Michigan borrowers with less than perfect credit and even have some programs without a minimum credit score requirement.
What if I'm not sure which option is right for me?
That’s exactly what we are here for, to help guide you through the best options to accomplish your goals.
How do I get started?
You have many options to get started. You can click the button below and take about 45 seconds to tell us a little about your situation or you could simple call, email or message us if you prefer.
Start your home loan with the most trusted broker in Michigan
Local Expertise, Personalized Guidance, Competitive Rates, Streamlined Process.








Our Happy Customers